Zakat Calculator 2026: How to Calculate Zakat and Nisab in Islam
Zakat is the obligatory Third Pillar of Islam, requiring Muslims to give 2.5% of their qualifying wealth to those in need. It is calculated annually once your wealth exceeds the Nisab threshold (based on current gold or silver prices) and has been held for one full lunar year (Hawl).
- Mandatory Giving: 2.5% on wealth exceeding the Nisab threshold.
- Global Standard: Calculated against 85g of Gold or 595g of Silver.
- Asset Classes: Applied to cash, gold, stocks, and business inventory.
- Purification: Cleanses wealth and supports the eight categories of recipients.
- Modern Assets: Includes updated rulings for Zakat on Crypto and NFTs in 2026.
How to calculate zakat?
Total your zakatable assets (cash + gold + investments) and subtract your debts. If the remainder exceeds the Nisab, pay 2.5%.
Zakat Calculator 2026
Our automated tool uses live 2026 market rates for Gold and Silver to determine your exact obligation across all asset classes.
What is nisab?
The Nisab is the minimum threshold of wealth required to pay Zakat. It is equal to the current market value of 85g of gold.
Zakat on savings
Zakat is due on all cash savings held for one lunar year, provided they remain above the Nisab threshold on your Zakat date.
How much zakat do I pay?
The standard Zakat rate is 2.5% (1/40th) of your net zakatable wealth once per lunar year.
Zakat Calculation Tool
Enter your asset values in your chosen currency. Gold and silver prices are auto-populated from live market data and convert the Nisab threshold automatically.
Your Assets GBP
Nisab Settings Nisab is pegged to the weight of gold (85g) and silver (595g). As metal prices move daily, so does the Nisab threshold. We fetch live spot prices so your calculation reflects today's obligation — not last year's.
Enter your values to calculate your Zakat estimate.
Asset Breakdown GBP
| Asset Type | Amount | % of Total |
|---|---|---|
| Cash & Savings | — | — |
| Gold | — | — |
| Silver | — | — |
| Investments | — | — |
| Cryptocurrency | — | — |
| Business Assets | — | — |
| Rental Income | — | — |
Rates sourced from ECB via Frankfurter API. Metal prices from metals.live. All calculations are educational estimates.
How to Calculate Zakat Step by Step
Precise calculation follows a three-stage audit: identifying qualifying assets, valuing them at current 2026 rates, and deducting immediate liabilities.
Identify Your Zakat Date
Select a lunar date (Ramadan, Shawwal, etc.) and stick to it annually once your wealth hits the Nisab.
Total Zakatable Assets
Audit cash, gold, stocks, and crypto. Do not include your home, car, or personal clothes.
Deduct Short-Term Debt
Subtract immediate bills, personal debts, and the current year's mortgage principal payments.
01 | Zakat Foundations & Rules
What is Zakat?
A 7,000-word deep dive into the Third Pillar. Who must pay, when to pay, and the spiritual benefits.
READ FULL GUIDE →Who is Eligible to Receive Zakat?
Understanding the 8 categories of Asnaf mentioned in the Quran and modern applications.
READ FULL GUIDE →Zakat vs. Sadaqah vs. Waqf
Defining the legal differences between obligatory giving, voluntary charity, and endowments.
READ FULL GUIDE →Zakat on Different Assets
Zakat on Gold
Calculating Zakat on personal and investment gold. Understanding the 85g Nisab threshold.
ZAKAT ON GOLD →Zakat on Savings
How to purify your cash holdings, interest-bearing accounts, and emergency funds.
ZAKAT ON SAVINGS →Zakat on Stocks
A formula for purifying stock portfolios, dividend income, and 401(k) retirement accounts.
ZAKAT ON STOCKS →Zakat on Crypto
Rulings for Zakat on Bitcoin, Ethereum, stablecoins, and non-fungible tokens (NFTs).
ZAKAT ON CRYPTO →Zakat in Modern Life
Zakat on Inventory
Specialized audit for business owners on trade goods, work-in-progress, and materials.
READ BUSINESS AUDIT →Zakat to Family
Can you give Zakat to parents, children, or siblings? A scholarly breakdown of eligibility.
VERIFY ELIGIBILITY →Nisab Calculation
Tracking the Gold vs. Silver Nisab in the current volatile economic environment.
CHECK LIVE NISAB →Scholarly Perspective
Quick-reference guide for obligatory Zakat rates and thresholds.
| Asset Type | Zakat Rate | Nisab Requirement |
|---|---|---|
| Cash & Savings | 2.5% | 85g Gold / 595g Silver |
| Gold Jewelry | 2.5% | 85g of 24k Gold |
| Business Trade | 2.5% | Value of Stock > Nisab |
| Agricultural | 5% - 10% | 653kg (5 Wasqs) |
Digital Instruments
Modern analytical tools for precise wealth assessment and purification.